Joe's Capital places fix-and-flip, bridge, and DSCR deals with a network of private lenders across Pierce and Kitsap County. One submission, real terms in 24–48 hours, funded in days — not weeks.
Illustrative example — actual terms depend on lender, property, and borrower experience.
Brokering means we're not the bottleneck — we're shopping your deal to lenders who already want to fund it.
Property address, purchase price, rehab scope, ARV, and your exit timeline. Five minutes, no obligation.
We run it against our lender network and come back with real, comparable term sheets — not a rate quote pulled from thin air.
Pick your terms, sign with the lender directly, and get to your first draw. We stay in the loop through funding.
Every program below is business-purpose lending for non-owner-occupied investment property.
Purchase and rehab capital for single-family and small multifamily rehabs, funded in draws tied to your scope of work.
Short-term financing to close fast on a deal while you line up permanent financing or complete a sale.
Long-term rental financing underwritten to the property's cash flow, not your personal income.
Joe's Capital is based in Gig Harbor and works deals across Puget Sound. Local knowledge of comps, contractors, and closing timelines — paired with a lender network that isn't limited to any one bank's box.
No cost, no obligation. We'll come back with real terms from our lender network, usually within 24–48 hours.
We'll review it and follow up with matched terms — usually within 24–48 hours. Keep an eye on your phone.